What is a Co-pay Plan?
A co-pay plan is a health plan that you first pay the small deductible, then everything you do after that small deductible is satisfied is a co-pay.
Choose your Deductible – $250, $500, or $750
PHCS PPO Network
Plan Highlights:
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Low Deductibles
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Low Co-pays
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Minimal Essential Coverage
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Maternity
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Mental Health
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Emergency and Hospital services
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Primary Urgent care Services
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Specialist care
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$250 Deductible Plan
Prices are based off of the age of the oldest person on the plan.

$500 Deductible Plan
Prices are based off of the age of the oldest person on the plan.

$750 Deductible Plan
Prices are based off of the age of the oldest person on the plan.
