For the Self-Employed
Health insurance built for the way you actually work.
I map private PPO and ACA coverage around your health, income, doctors, and timing, then tell you honestly which one fits. Most clients enrolled in under 30 minutes.
I map private PPO and ACA coverage around your health, income, doctors, and timing, then tell you honestly which one fits. Most clients enrolled in under 30 minutes.
A coverage blueprint you can count on.
Licensed in 43 states + DC, working for you.
Plans matched to your health, income, and timing.
Clear guidance and reliable support every step.
I start with your doctors, prescriptions, health needs, budget, income, and timing. Then I compare private PPO and ACA marketplace options and help match you with the coverage that best fits your specific situation.
Some clients are better served by a private PPO — wider networks, often lower cost, enroll any time. Others get a better deal on the ACA marketplace — especially with pre-existing conditions or income that qualifies for subsidies. My job is to look at both and tell you which one wins for your situation.
Variable income, no employer plan. Private PPOs don't care about your W-2 — they care that you're healthy.
See the freelancer plan options →Real coverage that follows you between contracts. No gaps when you switch clients.
See 1099-specific coverage →At this size, individual plans almost always beat group plans on price and flexibility. I'll show you the math.
Get a free comparison →COBRA is rarely the best answer. A private PPO usually wins on price, network, and quality of care.
See alternatives to COBRA →Nationwide PPO networks mean you can see a doctor anywhere, not just where you happen to be enrolled.
See nomad-friendly coverage →A clean bridge to Medicare without overpaying for the years between full-time work and 65.
See the bridge-to-Medicare plan →Quick form or a phone call. Five minutes max — I just need the basics.
I check every private carrier you qualify for, plus ACA if it's a better fit for your situation.
I walk you through your real options. No pressure. Ask anything you want — that's what I'm here for.
If a plan makes sense, we enroll right there on the call. Most clients are covered in under thirty minutes.
Christian could not have been more knowledgeable and helpful. And honestly from start to finish the whole process took less than 30 minutes. I will highly recommend him.
I had been paying $620 a month for COBRA and was dreading another year of it. Christian found me a private PPO for less than half that — same kind of network, no referrals. The whole call took maybe twenty minutes.
I run a five-person shop and was sure I needed a group plan. Christian showed me the math on individual policies for my team and saved us a real chunk every month. He also answers his own phone, which is honestly rare in this business.
I've spent the last decade helping freelancers, contractors, and small business owners find coverage that actually works — the kind that holds up when you need it, not just when you're signing the paperwork.
I write both private PPO plans and ACA marketplace plans. Sometimes private wins, sometimes the marketplace wins — it depends on your situation, your health, and your income. As an independent broker I work for you, not for one carrier, so my only job is to tell you honestly which option is right for you.
I'm based in Sarasota, Florida, licensed across 40+ states, and I answer my own phone. Most of my new clients are enrolled in under thirty minutes.
The blue states are where I can help you shop private PPO and ACA marketplace options.
If you split time between states or you're about to move, tell me where coverage needs to start and I'll map the options from there.
Whether you're shopping out of curiosity or you need coverage tomorrow, the first call is free and there's no pressure.
A few quick details — I'll call you back personally.
I'll be in touch shortly. Need to talk right now? Call (941) 241-0210.
