These Terms and Conditions govern your use of the Medford Made Insurance website and related quote request, consultation, phone, email, and SMS services. By using this website or submitting information through it, you agree to these terms.
1. Who We Are
Medford Made Insurance is the consumer-facing brand of Medford Health Group. Christian Medford is an independent licensed health insurance broker based in Sarasota, Florida and licensed in 43 states plus the District of Columbia.
2. Website Information Is Not an Insurance Offer
The content on this website is for general informational purposes only. It is not an offer of insurance, a guarantee of coverage, or a promise that any particular plan, price, benefit, network, subsidy, or enrollment outcome will be available to you.
Plan availability, pricing, networks, benefits, underwriting, subsidy eligibility, effective dates, and enrollment rules vary by carrier, state, health status, income, household information, and applicable law.
3. Broker Services
When you request help, Medford Made Insurance may review private PPO options, ACA marketplace options, or other coverage pathways that may fit your situation. Sometimes private coverage is the better fit, and sometimes marketplace coverage is the better fit. The goal is to compare realistic options and explain the tradeoffs clearly.
Submitting a form does not create an insurance policy, bind coverage, or guarantee enrollment. Coverage begins only after the applicable carrier, marketplace, or enrollment platform accepts the application and all required steps are completed.
4. Your Information Must Be Accurate
You agree to provide accurate and current information when requesting a quote, booking a consultation, or applying for coverage. Incorrect or incomplete information may affect quotes, eligibility, subsidies, underwriting, claims, enrollment, or coverage decisions.
5. Consent to Contact
By submitting a form, booking a consultation, calling, texting, or otherwise requesting information, you authorize Medford Made Insurance and Christian Medford to contact you about your request and related insurance options by phone, text message, or email using the contact information you provide.
Message frequency may vary. Message and data rates may apply. You can opt out of text messages by replying STOP. Consent to receive marketing texts is not required to buy any product or service.
6. No Medical, Legal, or Tax Advice
This website and related communications do not provide medical, legal, tax, financial, or accounting advice. You should consult the appropriate professional for advice about medical care, taxes, legal rights, or financial decisions.
7. Third-Party Services and Links
The website may link to or rely on third-party services, including scheduling tools, email and SMS platforms, hosting providers, analytics tools, carriers, marketplaces, or enrollment platforms. Those services may have their own terms and privacy practices. Medford Made Insurance is not responsible for third-party websites or services that it does not control.
8. Permitted Use
You agree not to misuse the website, interfere with its operation, attempt unauthorized access, submit false information, use the site for unlawful purposes, copy content for competing commercial use, or take any action that could harm the site, business, customers, or service providers.
9. Intellectual Property
The website design, copy, graphics, logo, DNA-themed brand assets, and other content are owned by or licensed to Medford Made Insurance unless otherwise noted. You may view and use the site for personal, non-commercial purposes related to shopping for insurance. You may not reproduce, modify, distribute, or exploit site content without permission.
10. Privacy
Our collection and use of personal information is described in our Privacy Policy. By using the website or submitting information, you also acknowledge the Privacy Policy.
11. Disclaimers
The website is provided on an "as is" and "as available" basis. We work to keep information accurate and useful, but we do not warrant that the site will be uninterrupted, error-free, secure, or complete, or that every listed option will remain available.
12. Limitation of Liability
To the fullest extent allowed by law, Medford Made Insurance, Medford Health Group, Christian Medford, and their service providers will not be liable for indirect, incidental, consequential, special, punitive, or similar damages arising from your use of the website or reliance on website information.
13. Indemnification
You agree to hold Medford Made Insurance, Medford Health Group, Christian Medford, and their service providers harmless from claims, losses, liabilities, damages, costs, or expenses arising from your misuse of the website, violation of these terms, or submission of inaccurate information.
14. Governing Law
These terms are governed by the laws of the State of Florida, without regard to conflict of law principles. Any dispute related to these terms or the website will be handled in the state or federal courts serving Sarasota County, Florida, unless applicable law requires otherwise.
15. Changes to These Terms
We may update these Terms and Conditions from time to time. When changes are made, the date at the top of this page will be updated. Continued use of the website after changes are posted means you accept the updated terms.
16. Contact
Questions about these Terms and Conditions can be sent to: