Why get a Private PPO Plan?
Preferred Provider Organization (PPO) is a health plan that offers a large network of participating providers and facilities. If you want to choose your own doctors and not be told where to go, then a PPO is a good choice. When you go with a private plan can often save money because these plans are not subsidized by the government and your income is not considered, nor are you paying for those that get free plans.
Does it save money?
Yes, typically if you do not get help on the ACA or marketplace, you can typically save a 20% – 50% off of full price ACA or COBRA plans.
Plan Highlights:
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National Networks
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Some plans with NO Copays
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Lower your Deductibles
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Medically underwritten
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Emergency and Hospital services
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Primary Urgent care Services
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Specialist care
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Free Tele Health
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Lets Look at some Cost Effective Plans
If you are healthy and not looking to spend to much mony on your health plan there are some great PPO options
Optimum Health Plan
- First Health PPO Network
- Coverage Per Person: $1.25 million
- Deductible: $0
- Co-pays: $0
- Medically Underwritten
- Enrollment Fee: $50
Affordable Choice Elite
- First Health PPO Network
- Coverage Per Person: $1 million
- Deductible: $0
- Co-pays: $0
- Medically Underwritten
- Enrollment Fee: $0
Redirect Health
- PCHS PPO Network
- Coverage Per Person: $1 million
- Deductible: $2,000
- Co-pays: $0-$50
- Enrollment Fee: $0
Anthem PPO Plans
- Anthem PPO Network
- Coverage Per Person: Uncapped
- Deductible: Low to High
- Preventitive 100% Covered
- Co-pays are low
Cigna PPO Plans
- Cigna PPO Network
- Coverage Per Person: Uncapped
- Deductible: Low to High
- Preventitive 100% Covered
- Co-pays are low
PHCS PPO Plans
- PHCS PPO Network
- Coverage Per Person: Uncapped
- Deductible: Low to High
- Preventitive 100% Covered
- Co-pays are low
250 Copay Plan
- PHCS PPO Network
- Coverage Per Person: $1 million
- Deductible: $250
- Preventitive 100% Covered
- Office visit Co-pay $50
- Urgent Care Co-pay $50
- Emergency Services Co-pay $250
- Mental Health Co-pay $30
- Surgery Co-pay $1,000
500 Copay Plan
- PHCS PPO Network
- Coverage Per Person: $1 million
- Deductible: $500
- Preventitive 100% Covered
- Office visit Co-pay $50
- Urgent Care Co-pay $50
- Emergency Services Co-pay $250
- Mental Health Co-pay $30
- Surgery Co-pay $1,000
750 Copay Plan
- PHCS PPO Network
- Coverage Per Person: $1 million
- Deductible: $750
- Preventitive 100% Covered
- Office visit Co-pay $50
- Urgent Care Co-pay $50
- Emergency Services Co-pay $250
- Mental Health Co-pay $30
- Surgery Co-pay $1,000